Welcome to www.fsmgroup.us (the “Website”), which is owned and operated by FSM Group LLC (“FSM Group”). By accessing or using this Website, you agree to comply with the terms and conditions outlined in this Terms of Use and Disclaimer (the “Terms”). If you do not agree with these Terms, please refrain from using the Website. FSM Group reserves the right to update or revise these Terms at any time by posting changes to this page. It is your responsibility to review these Terms periodically, as they are binding on you.

Copyright and Intellectual Property
The content on this Website, including but not limited to text, publications, newsletters, articles, graphics, images, HTML code, multimedia clips, and the arrangement of such materials (collectively, the “Materials”), is protected by copyright and other intellectual property laws in the United States and other jurisdictions. Unauthorized use of the Materials may violate these laws.
You are permitted to access and use the Materials solely for personal, non-commercial purposes. Any other use, including reproduction, modification, distribution, or public display of the Materials, is strictly prohibited without prior written consent from FSM Group or the applicable copyright holder. Unauthorized use will result in the immediate termination of your rights to use the Materials, and you must destroy any copies in your possession.

License to Use Services
FSM Group grants you a limited, non-exclusive, and revocable license to access and use the Website’s email and Internet links (the “Services”) for personal and non-commercial purposes. Any other use of the Services, including but not limited to reproduction, republication, or redistribution, is prohibited without written permission from FSM Group or the relevant intellectual property holder.
Violation of these Terms will result in the termination of your license to use the Website and its Services. Upon termination, you must cease all use and destroy any copies of the Materials or Services you have obtained.

Disclaimer of Warranties
The Materials and Services provided on this Website are for informational purposes only and should not be relied upon without seeking professional advice. FSM Group assumes no responsibility for the accuracy, completeness, or reliability of the Materials or any information provided on linked third-party websites.
ALL MATERIALS AND SERVICES ON THIS WEBSITE ARE PROVIDED “AS IS,” WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED. FSM GROUP DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. FSM Group does not warrant uninterrupted access to the Website or guarantee that the Website or any linked content is free from errors, viruses, or other harmful components.

Limitation of Liability
FSM Group and its affiliates, officers, agents, licensors, employees, and service providers (collectively, “Representatives”) shall not be liable for any damages of any kind arising from your use of the Website, including but not limited to direct, indirect, incidental, consequential, or punitive damages. This includes, without limitation, loss of revenue, data, or business opportunities, even if FSM Group has been advised of the possibility of such damages.

Confidentiality
Please note that the Internet is not a secure medium, and privacy cannot be guaranteed. Email transmissions through the Website may be vulnerable to interception or unauthorized access. FSM Group is not responsible for any damages resulting from the transmission of confidential or sensitive information via email. If you choose to communicate via email, you do so at your own risk.

Computer Viruses
FSM Group takes reasonable precautions to ensure that the Website and its Materials are free from viruses or other harmful components. However, it is your responsibility to implement appropriate safeguards, including antivirus software, to protect your devices. FSM Group will not be liable for any damages caused by viruses or other harmful elements obtained through the Website.

Third-Party Links
The Website may contain links to third-party websites or resources, which are provided solely for your convenience. FSM Group does not endorse or assume responsibility for the content, accuracy, or appropriateness of any linked third-party sites. Accessing such sites is done at your own risk, and FSM Group disclaims any liability for any damages or losses resulting from your use of third-party websites.

Ownership
FSMGROUP.US and all associated intellectual property are the sole property of FSM Group LLC. Unauthorized use of any content or services on this Website is strictly prohibited.

Contact Information
If you have any questions or concerns about these Terms of Use and Disclaimer, please contact FSM Group LLC at info@fsmgroup.us

Thank you for visiting www.fsmgroup.us